JANELL J REALTY
3 MONTH CREDIT PROGRAM
3 MONTH CREDIT PROGRAM
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✨ We are committed to delivering high-quality service and real results. Transparency and honesty are a part of our brand, so we want you to fully understand how this process works before getting started.
By purchasing this service, you agree to the following:
✨ No Guarantees
While we use proven strategies under federal consumer laws, results are not guaranteed. Every credit profile is different, and outcomes vary based on your personal credit history and participation.
💳 No Refund Policy
All payments are final. Due to the time, strategy, and digital services provided, we do not offer refunds under any circumstances.
📊 Client Responsibility
Clients are required to:
• Maintain active credit monitoring
• Provide accurate information
• Follow all guidance given during the program
Failure to participate may affect results and will not qualify for a refund.
📬 Communication & Process
This service includes ongoing work, disputes, and follow-ups. Updates are provided throughout the program, but results may take time depending on creditor responses and reporting cycles.
⚖️ Legal Compliance
All services are conducted in compliance with the Fair Credit Reporting Act (FCRA). We do not create false information or use illegal practices.
The 3-month program allows us to fully attack your credit report, build momentum, and position you for approvals whether that’s a home, car, or funding.
What’s included:
• Full credit audit + personalized strategy
• Unlimited disputes sent to all 3 bureaus
• Creditor & collection challenges (FCRA-based)
• Late payment & charge-off targeting
• Monthly progress tracking + updates
This is best for clients who:
✔️ Are serious about results
✔️ Want to see real score improvement
✔️ Are preparing for a major purchase (home, car, etc.)
